✦ Your complete money picture, in one place.

Your AI personal finance app for smarter money management.

Track spending, budgets, recurring payments, loans, credit cards, and savings goals—then use thoughtful AI guidance to understand what to do next.

Download on the App Store Tour the App
✓
Reviewable statement imports
✓
Private, account-level data access
✓
Debt payoff planning
✓
Context-aware AI coaching
Finalyse.ai iPhone home dashboard showing financial health, upcoming payments, an emergency-fund alert, and AI copilot insights.
Financial health 83 Clear, at-a-glance guidance
Built around your data Account-level access and explicit AI sharing choices
Explore the real app screens
Inside Finalyse

One connected workspace for everyday money decisions.

Move from a clear home summary to spending insights, quick transaction capture, useful notes, and debt tracking—without losing context.

01

Know what needs attention now

Health score, available money, upcoming dues, goal risks, and copilot guidance come together on Home.

Finalyse.ai Home screen with health score, cycle progress, upcoming dues, and financial alerts.
02

Turn spending into insight

Review activity, recurring costs, budgets, weekly summaries, and personalized actions in one place.

Finalyse.ai Spend screen with overview metrics, AI insights, and weekly spending summary.
03

Log money in a few taps

Choose a transaction type, category, amount, date, and tags with a fast, focused entry flow.

Finalyse.ai Add transaction screen with expense categories, amount shortcuts, date, tags, and notes.
04

Keep financial context close

Pin reminders, attach amounts and dates, and organize money-related notes with lightweight tags.

Finalyse.ai Notes screen with pinned reminders, scheduled payments, and tagged budget notes.
05

See debt progress clearly

Track loan repayment, EMIs, overdue status, card utilization, available credit, and bill reminders.

Finalyse.ai Debt screen showing loan repayment progress and credit card utilization.

Real simulator captures using demo data. Interface details may evolve with app updates.

View Finalyse.ai on the App Store
The Challenge

One place to track expenses, budgets, bills, and debt

Managing personal finance is complex. Between subscription traps, multiple bank statements, and fluctuating credit card balances, spreadsheet templates fall short.

💸

Invisible Subscriptions

Services auto-renew silently in the background. Finalyse.ai's scanner automatically maps historical trends to flag recurring bills you forgot were active.

🚨

Slipping Due Dates

Missed EMI deadlines trigger penalty interests. Our dynamic checklist helps users track, pay off, and complete recurring dues inside a unified cockpit.

🤖

Stagnant Insights

Static reports tell you what you spent, but not how to fix it. Our vector-memory AI advisor provides real-time coaching customized to your specific cash flow.

Interactive Features

Expense tracking, budgeting, debt planning, and AI insights

Organize day-to-day spending, prepare for upcoming dues, and build plans for your goals.

Upload & auto-parse bank PDFs instantly

Import a bank PDF, let the app extract transaction lines, then review the results before they are added to your history. It is a faster starting point than keying in every entry manually.

  • Review parsed transactions before final import
  • Searchable history with type, date, and category filters
  • Export transaction history to CSV, PDF, or Excel
📄

Click or drop a bank PDF statement here

Accepts sample bank statements. Try clicking to simulate!

Parsing HDFC_Statement.pdf...

✓ 3 Transactions Extracted Successfully!

🛒 Amazon India
-₹1,240
🍲 Swiggy Food
-₹320
💰 Dividends
+₹5,000

Dynamic budget warning rings

Set custom monthly limits for each category. Progress bars show what is spent against the cap, and device notifications can alert you at 80% and 100%.

  • Clear spent-versus-limit progress for every category
  • Warnings at 80% and over-budget alerts at 100%
  • Native notification support on mobile
Rent & Utilities (₹18,000 limit) ₹15,000 spent (83%)
Groceries & Food (₹8,000 limit) ₹3,200 spent (40%)
Shopping & Leisure (₹5,000 limit) ₹4,900 spent (98%)
⚠️
Budget Alert Triggered!

You have hit 98% of your Shopping limit for this cycle window.

Optimize debt paydown strategies

Keep loans and credit cards together with balances, interest rates, EMIs, limits, and bill-cycle due dates. Compare avalanche and snowball approaches to decide what to pay down first.

  • Loans, EMIs, cards, outstanding balances, and due dates
  • Compare high-interest-first and smallest-balance-first plans
  • AI suggestions for debt priority and optimization
HDFC Credit Card Pay First
Interest Rate: 24% | Outstanding: ₹45,000
High Int.
Car Loan
Interest Rate: 14% | Outstanding: ₹2,50,000
Med Int.
Personal Loan
Interest Rate: 9% | Outstanding: ₹15,000
Low Int.

Turn a future goal into a monthly plan

Set a target amount and date for goals such as an emergency fund or down payment. Finalyse.ai calculates the monthly amount needed and follows progress as you contribute.

  • Plan goals around a target amount and date
  • See the monthly savings needed to stay on track
  • Use AI suggestions to review priorities and trade-offs
Emergency fund ₹1,20,000 / ₹2,00,000
🎯
On track for January 2027

Save ₹10,000 a month to reach this goal by your target date.

Home down payment ₹1,80,000 / ₹5,00,000

Unified obligations cockpit

See manual bills, recurring card bills, and loan EMIs due in the current cycle. Mark an item paid when it is complete, with a five-second undo option if you make a mistake.

  • Cycle-aware list of bills, subscriptions, and loan payments
  • Quick edit, completion, and delete actions for recurring items
  • Completion writes to history with a five-second undo window

UPCOMING DUES IN THIS CYCLE

Netflix Premium
Subscription | Due in 3 days
₹199
House Rent
Utilities | Due in 7 days
₹15,000
Credit Card EMI
EMI due | Due in 12 days
₹4,500
Health Engine

Determine your Financial Health score

Adjust the metrics below to simulate how the weighted Finalyse.ai dashboard engine calculates real-time financial standing from 0 to 100.

35%
20%
90%
4 months
Stable
82 OF 100

Excellent Financial Standing

Your high savings ratio and minimal debt exposure qualify you for optimal financial growth.

AI Coaching

Personal AI coaching that understands you

Finalyse.ai connects your weekly review answers, spending, debts, and goals so its AI coach can build on previous check-ins instead of starting from zero every time.

Test the live chatbot mockup to preview the contextual intelligence response. Click any chip query below to send a simulation.

★ Continuity across weekly reviews
★ Custom debt priorities
★ Quick questions for common money decisions
★ Proactive budget alerts
AI

Finalyse.ai Financial Coach

Ready for your next review
Hello Alex! Your latest review shows a Financial Health score of 83/100. Would you like to look at your budget, debt priorities, or savings goals?
Privacy-First Code

Privacy built into the data model

Your profile, transactions, budgets, and goals are protected by account-level access rules. Finalyse.ai is designed so users can retrieve and update only their own financial records.

🔑

Row-level access rules

Database row-level security restricts everyday account, expense, goal, and profile operations to the signed-in user who owns those records.

🔐

Purpose-built AI context

Context from weekly reviews supports more continuous coaching and statement analysis, helping the advisor respond with relevant financial history.

Take back control of your financial flow

Finalyse.ai is now live on the App Store. Download the iOS app and start building a clearer view of your finances.

Live on iOS Android coming soon
Download on the App Store
Help Center

Frequently Asked Questions

Answers to common inquiries regarding the Finalyse.ai platform architecture and services.

Transaction logged to spend history.